
Debunking Invoice Finance Myths
What every business needs to know
Cash flow is the lifeblood of any business. Yet waiting for invoices to be paid can slow down growth, limit opportunities, and create unnecessary financial pressure. Invoice finance provides a straightforward way to unlock working capital, but persistent myths can discourage businesses from considering it. It’s time to set the record straight.
At Open InVoice Finance, we cut through the noise and provide businesses with the facts. Let’s take a closer look at the seven most common misconceptions about invoice finance and the modern-day reality.
MYTH #1
Invoice finance is a last resort
MYTH #2
Invoice finance risks damaging customer relationships
MYTH #3
Invoice finance is too expensive
MYTH #4
Invoice finance is slow and complex
MYTH #5
You’ll be locked in long-term
MYTH #6
Invoice finance only works in certain sectors
MYTH #7
You’ll need to risk a personal guarantee
Invoice finance is a smart, modern and flexible way to unlock cash tied up in unpaid invoices. By understanding the facts, rather than being clouded by the myths, businesses can make informed decisions about whether it’s the right fit for them.
At Open InVoice Finance, we specialise in straightforward, transparent funding solutions that help businesses stay in control and accelerate growth.

Contact John Dodsworth at john@openinvoicefinance.com or call 020 3701 3806 for a free consultation on how invoice finance can provide your business with quick access to working capital.
Meet the Founder

Open InVoice Finance is led by John Dodsworth, who brings 25+ years of invoice finance expertise to connect businesses with the ideal funders and facilities.
- 020 3701 3806
- success@openinvoicefinance.co.uk
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Deep Sector Insights
“What set John apart was his ability to integrate deep sector insights with our M&A strategy and present them in a form that would resonate with lenders.”
CEO, Engineering Group
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Expert Negotiation
“John presented us with several alternative options, guiding us towards the best choice of funder for our needs and negotiating expertly on our behalf.”
Managing Director, Jewellery Company
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Market Expertise
“John’s expertise and his ability to break down the complexity of financial options available made the entire process easier.”
Recruitment Company Founder and Group CEO
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Extensive Knowledge
“John Dodsworth’s extensive knowledge, thorough preparation and personal touch were invaluable in helping us find the right long-term funding partner.”
Director, Coir Products Producer
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Personal Touch
“John’s personal touch and commitment made all the difference to getting the deal done, and I wouldn’t hesitate to recommend Open InVoice Finance.”
Finance Director, Metalwork Manufacturer
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Efficiency and Clarity
"John’s efficiency and clarity, combined with our financial insights, really helped us work together effectively to support Supreme Freight’s growth."
Director, Accountancy Practice
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Complete Trust
“I can trust John completely to consider all the technical details, knowing that he will match the lender to the facility with precision.”
Chairman, Tax Consulting Firm